Investing in roof repairs or replacements is a major decision, but it also makes homeowners vulnerable to scams. Scammers often prey on a homeowner’s lack of roofing knowledge or stress following events like severe storms, aiming to overcharge or deliver poor-quality work.
By learning to recognize these scams, you can protect your home and, most importantly, avoid unnecessary expenses. In this blog post, we will list 11 common roofing scams and practical tips to help you steer clear of them in 2025.
How To Avoid Roofing Scams In 2025
To help homeowners make roofing decisions in 2025, below are different ways untrustworthy roofers or scammers can try to rip you off
#1. Low-Ball Bids/Bait-and-Switch Schemes
One of the most common roof scams involves contractors offering exceptionally low bids to secure a job. Known as a bait-and-switch tactic, it targets homeowners looking for affordable solutions. After being hired, these contractors often claim “unexpected” issues requiring additional repairs, which significantly raises the project’s cost, leaving homeowners trapped into paying more than expected.
Solution
Get multiple quotes from reputable contractors to avoid low-ball bids. Look for detailed estimates that clearly outline labor, materials, and potential extra costs. Checking online reviews and asking for client references can also help you choose a contractor with an honest reputation.
#2. Door-to-Door Solicitation
When scammers knock on doors, they frequently approach homeowners directly and offer deals that look too good to be true like free roof inspections. These “roofers knocking on doors” might coerce homeowners into signing contracts hastily, often without doing enough research, which can result in bad choices or dishonest behavior. Some contractors use these free roof inspection scam
Solution
Be cautious of unsolicited offers, especially those made at your door. Take the time to research companies thoroughly, read reviews, and verify their credentials before committing to any work. Don’t let pressure tactics force you into making hasty decisions. If someone approaches you unexpectedly, it’s OK to say no and call a trusted professional.
#3. High-Pressure Sales Tactics
Some contractors employ high-pressure sales tactics, urging homeowners to make fast decisions about roof repairs or replacements. These tactics often involve scare tactics like claiming your roof is at risk of imminent failure or offering a “limited-time” discount to pressure you into a quick commitment.
Solution
A reputable contractor will always give you time to evaluate offers and provide all the information you need. Take your time to compare options. If someone is pressuring you into a decision, feel confident walking away.
#4. Insurance Fraud Or Sketchy Deductible Work
Insurance roofing scams involve contractors inflating repair costs or illegally covering deductibles, risking legal consequences. Some may fabricate damage to pressure homeowners into paying for unnecessary repairs, increasing the overall cost. Waiving deductibles is fraud and often leads to poor-quality work.
Solution
Request detailed written estimates and seek a second opinion if extensive repairs seem unnecessary. Never agree to deductible manipulation—report it to your insurance company. Choose contractors who follow ethical practices and are transparent with claims.
#5. Unlicensed or Uninsured Contractors
Hiring an unlicensed or uninsured contractor can leave you at risk. If damages or injuries occur during the project, you may be financially liable. Furthermore, unlicensed contractors may not follow local codes, resulting in poor workmanship that jeopardizes your roof’s durability.
Solution
Verify licensing and insurance by checking local regulatory agencies or online databases. Legitimate contractors will readily provide proof of insurance that protects both you and their workers.
#6. Roofer Inflicted Damage
In some cases, dishonest contractors might cause damage during an inspection or repair to create additional work. This scam capitalizes on homeowners’ lack of roofing knowledge, with contractors assuming homeowners will trust their judgment without a second thought.
Solution
Take photos of your roof before any work begins to document its original state. Monitor the work being done, and don’t hesitate to raise concerns if something seems off.
#7. Hiked-Up Damage Reports/Overcharging or Unnecessary Repairs
To increase profits, some dishonest contractors fabricate or exaggerate damage. They coerce homeowners into paying for repairs that aren’t actually required by presenting inflated or fake damage reports, which can greatly raise the project’s final cost. This can further result in frustration and needless expenses.
Solution
Always request detailed written documentation of the suggested repairs, including a breakdown of costs. Be cautious of vague damage claims that come without clear evidence. If a contractor proposes major repairs for minor issues or reports significant issues you haven’t noticed before, it’s wise to seek a second opinion before agreeing to anything. This will help you avoid unnecessary expenses and ensure the repairs are genuinely needed.
#8. Full Payment Upfront
If a contractor demands full or substantial payment before starting the work, it’s a red flag. A trustworthy roofing company will not require full payment until the job is completed to your satisfaction. Asking for all the money upfront is a tactic often used by scammers who have no intention of finishing the job or even starting it in the first place.
Solution
Negotiate a payment schedule where you only make a small deposit (10-20% of the total cost) at the start and make payments in stages based on completed milestones. This approach ensures the contractor is held accountable for each part of the project and that you’re satisfied with the work before making the full payment.
#9. Discounted Materials And Material Switch
In an attempt to reduce expenses and raise their profit margins, some contractors may make a commitment to use premium materials at a reduced cost but instead use cheaper alternatives. This can eventually result in costly repairs in the future in addition to lowering the quality of your roof.
Solution
Ask contractors to provide specific details about the materials they intend to use, including brand names and product specifications. Request warranties on the materials and familiarize yourself with common roofing material brands to ensure no substitutions are made without your consent.
#10. The “Storm Chaser” Scam
Following severe weather, some contractors—often called “storm chasers”—go door-to-door, offering quick repairs at low rates. These contractors frequently lack proper local licensing, experience, and knowledge of local building codes, leading to substandard work that can create long-term issues.
Solution
Always hire a local contractor with a strong reputation in your area. Local contractors will be more familiar with local codes and regulations, and they’ll have the experience needed to properly handle storm-related repairs. A local company is also less likely to disappear after the job is done.
#11. Fake Reviews
Some roofing companies create fake online reviews to mislead potential customers and build a false reputation. These fake reviews can make it harder for homeowners to identify reliable contractors, as they often seem convincing at first glance.
Solution
Look for reviews across multiple platforms, including Google, Yelp, or the Better Business Bureau (BBB), to get a well-rounded picture of the company’s reputation. Ask friends, family, or neighbors for recommendations—they can offer valuable insights and help you find trustworthy contractors. Always cross-reference reviews to spot any inconsistencies or overly generic feedback.
How To Check If A Roofing Company Is Legit
To verify if a roofing company is legit, check their licensing, insurance, and BBB rating. Look for customer reviews, and ensure they provide written estimates and have a physical address.
What Questions Should I Ask A Roofing Contractor To Ensure They’re Legitimate?
Ask about their experience, references, insurance, and a detailed written estimate. Also, inquire about warranties on materials and workmanship to ensure they’re reputable.
Protect Yourself from Roofing Scams With OConnor Contracting
Roofing scams can lead to serious consequences, but staying aware of the warning signs can help protect your home and wallet. When you need roofing services, take your time and choose a trusted local contractor with a solid track record.
Roofing scams can be costly and damaging, but you don’t have to face them alone. At OConnor Contracting, we’re dedicated to protecting your home from fraudulent contractors. Our team ensures transparency and integrity through our quality roofing services. From verifying licenses and insurance to providing detailed estimates, we’ll help you make informed decisions. Call us today at (716) 600-7663 and click here for an instant quote.
